January is always a time of new beginnings. New Year's resolutions abound- lose weight, get in shape, spend more time with family and friends. But consider one of the most important - to seek God in every area of your personal finances! This would include your income, your giving, and your expenses. There is no better time than the present to get your finances back in line with the way God would have them to be.
Your income - Are you making the most of your God-given talents and abilities? He has provided you with the physical resources to earn a living. Are you doing something you enjoy, or are you struggling to make it through each day? Pray for a God-sized vision about your career and income. He may surprise you by giving you more than you could ever ask or dream!
Your giving - Are you giving beyond the tithe, the part that already belongs to God? If you are not yet tithing, by all means, that is the first step. But I would challenge you in this New Year to give beyond what you ever thought you could. It isn't about the blessing that comes on the other side of giving - that is simply a Biblical by-product. The real issue is a heart issue - it really is more blessed to give than to receive. God displayed His best giving through His Son, Jesus. Any gift we could give would pale in comparison; however, we can do our best to give with a grateful, willing heart - that is what He is looking for.
Your expenses - Are there ways you are overspending? Now, it is true that every one needs an occasional splurge. Everyone needs a break from cooking and dishes and needs to go out to eat. Everyone needs a recreational activity every now and then to wind down. However, many times in our busy, commercial society, we begin to spend money without even thinking. I would highly recommend tracking all of your expenses for a month to see where your money is going. How much do you spend on groceries, housing, vehicles, or entertainment? The numbers may be very telling.
Conclusion - The Bible says if we seek God first, all these things will be added to us. In every area of your financial life, seek God first. He can give you wisdom, peace, and direction in all your monetary decisions. Make this a priority this year, and try doing things "God's way". Study the scripture concerning finances and giving. Read some great Christian authors and learn how to make the most of what God has blessed you with. He will give you direction, if you will earnestly seek it. I pray God's best for you this year!
Denise Craig, Chief Financial Officer
